Ciborowski, Robert, and Karolina Trzaska. “Time Preference in Creating Capital to Finance Innovation: Selected Issues”. Krakow Review of Economics and Management/Zeszyty Naukowe Uniwersytetu Ekonomicznego w Krakowie, no. 3(1013) (September 22, 2026): 63–80. Accessed September 23, 2026. https://krem.uek.krakow.pl/index.php/krem/article/view/18813.