Werbowa, Oleksandra, and Justyna Ziobrowska-Sztuczka. 2025. “Crowdfunding As an Innovative Financial Policy Tool for SMEs: An Overview of the European Market”. Krakow Review of Economics and Management Zeszyty Naukowe Uniwersytetu Ekonomicznego W Krakowie, no. 4(1010) (December): 103-23. https://doi.org/10.15678/krem.18677.