Ciałowicz, Beata. 2017. “An Analysis of the Role Consumer Loans Play in the Diffusion of Innovation – an Axiomatic Approach”. Krakow Review of Economics and Management Zeszyty Naukowe Uniwersytetu Ekonomicznego W Krakowie, no. 9(957) (March): 5-20. https://doi.org/10.15678/ZNUEK.2016.0957.0901.