Genge, E. 2026. Is the Subjective Financial Well-being of Polish Households Changing with Time? An Empirical Study Based on Constrained Latent Markov Models. Krakow Review of Economics and Management/Zeszyty Naukowe Uniwersytetu Ekonomicznego w Krakowie. 3(1013) (Sep. 2026), 155–176. DOI:https://doi.org/10.15678/krem.18792.